The leading Australia bank on the Internet is NetBank, which belongs to the Commonwealth Bank Group. It provides a 100% security guarantee to the customers. It means that the safety of your money with NetBank is 100% guaranteed. In the event of an online banking fraud which leads to unauthorized withdrawal of funds from your bank account, NetBank will cover the complete loss. The convenience and safety that NetBank offers makes it an unparalleled Internet Bank in Australia. It makes online banking easy and very accessible for the customers who can manage almost their entire everyday banking needs from the comfort of their own home or office.
Review your Australia Bank Account on the Internet
With a bank account in Australia with NetBank, you can review your latest account balance on the Internet. All the banking transactions that you may have conducted in the past two years, whether related to your savings accounts, personal loans, credit cards, home loans, transaction accounts and Mortgage Interest Saver accounts can be reviewed online with this Internet banking facility.
Set up Mobile Phone and Email Alerts
With an Internet bank account in Australia with NetBank you can monitor your account balances with alerts on your mobile phone and email address. You can also receive reminders and notifications for your credit card payments. If you have term deposits with the bank, you can receive deposit maturity reminders as well.
Pay your Bills with Internet Banking
The most extensive bill payment service in Internet Banking in Australia is offered by NetBank. You can use Internet banking to pay your bills to more than 14,000 organizations within Australia. The unique BPAY service allows you to view your bills and pay online. You can also view your past bills and schedule your future bill payments as required.
Online Funds Transfer with Australia Bank Internet
You can use your Internet bank account to move funds to interlinked Commonwealth bank accounts, including personal loans, home loans, credit card accounts and savings accounts. Transfers are also possible to a few unlinked Commonwealth bank accounts. This service also enables transfers to selected Australian financial institutions and also international transfers. Multiple transfers are also enabled from a single Internet page.
Value Added Online Services
Your NetBank Internet bank account in Australia allows you to enhance or reduce your payment limits on your own. These changes can be effected in real time under urgent conditions. For example, if you have to make a payment for an investment in stocks, you can do it immediately online by increasing your payment limit. The account allows you to order check books, stop personal checks, set up autopay to avoid late payment charges on your bills, change your cash withdrawal limits on your credit card, and opt for added online security through NetCode whenever you are shopping on the Internet.
Whenever there is a branch, there is the potential for a career in banking. Some of these jobs include accountancy, financial services and commercial banking. Apparently, careers in banking and financial institutions offer jobs that are on the money. Even with improvements in electronic banking, branches are not disappearing. Banks are necessary to any country’s economy, especially in terms of its Gross Domestic Product or GDP.
People who work in banking do a wide range of tasks and duties. Like some other industry like the information technology, banking is dynamic and therefore changes are inevitable. The banking sector is usually the first to profit from new technologies.
Work in banking can be divided into two categories: employees working in the head office and those who work in the frontline. Head office staff usually work behind the scenes, while frontline employees deal with customers that include management and branch employees.
Roles of Head Office Staff
Analyze competitors and set pricing
Prepare marketing strategies
Meet with third-party companies
Prepare and manage budgets
Develop new products
Set interest rates for products
Conduct financial analysis
Assess investment risks
Oversee project management
Develop systems and programs
Forecast economic indicators
Develop managed funds
Conduct training workshops
Maintain online services
Roles and Tasks of Frontline Staff
Train and mentor or coach staff
Advice on products and services
Advice on investment
Drive sales targets
Sell products and services
Sell home loans
Perform teller duties
Perform administrative tasks
The banking and insurance industries are one of the fastest growing sectors in career opportunities. Many banking professionals are employed by top banking corporations. Other job opportunities can also be found in financial institutions including credit unions, building societies and other regional banks that operate head offices, processing and call centers all around the country.
General Characteristics of a Good Banking Employee
What makes a good banker? Some traits of a person who makes it to the banking and financial services include the following:
Perceptive and good with people
Responsive to customer needs
Flexible as need arises at work
Good attention to detail
Pedantic and solid in integrity
Vision and drive
Good analytical and numeracy skills
Good spoken and written communication skills
All-round business skills
Ability to multitask
Understanding of processes and systems
Banking and Financial Jobs on the Money
Working in banking is challenging and rewarding. Some of these job opportunities in the bank and financial institutions include accountancy jobs, banking services, financial services jobs, commercial banking and other graduate banking jobs.
To get ahead, a potential banking employee is expected to work hard and be able to cope in a constantly changing environment. Banks and financial institutions are in tight competition in an environment that can change dramatically on any given day, either with new government regulations or a new product being introduced by a competitor. In return, good workers are usually rewarded with a higher salary and rapid internal career progression.